Quarterly Journal of Econometrics Research 2518-2536 2411-0523 10.18488/journal.88/2016.2.1/88.1.1.16 Quarterly Journal of Econometrics Research Acquisition of Personal Assets Through Loan Bank and Commercial Credit: What’s the Best Option? Quarterly Journal of Econometrics Research Quarterly Journal of Econometrics Research 06-2016 2016 06-2016 06-2016 2 1 1 16 30 Nov 30 Nov The aim of this paper is to determine the most viable and beneficial scenario for acquire an asset, specifically a car. For this purpose, the amortizations model was used, which is why the corresponding financial simulation in the amortization charts on both scenarios are presented. The results lead us to think that the financing option offered by the car company is the most suitable and beneficial for the client.<br>