TY - EJOU AU - T1 - Acquisition of Personal Assets Through Loan Bank and Commercial Credit: What’s the Best Option? T2 - Quarterly Journal of Econometrics Research PY - 2016 VL - 2 IS - 1 SN - 2411-0523 AB - The aim of this paper is to determine the most viable and beneficial scenario for acquire an asset, specifically a car. For this purpose, the amortizations model was used, which is why the corresponding financial simulation in the amortization charts on both scenarios are presented. The results lead us to think that the financing option offered by the car company is the most suitable and beneficial for the client. KW - Asset KW - Banks KW - Amortization method KW - Financing KW - Due payment KW - Annuity KW - Car agency. DO - 10.18488/journal.88/2016.2.1/88.1.1.16