%0 Journal Article %A %D 2020 %J International Journal of Management and Sustainability %@ 2306-0662 %V 9 %N 1 %P 43-53 %T Determining Intention to Use Smartphone Banking Application among Millennial Cohort in Malaysia %M 10.18488/journal.11.2020.91.43.53 %U http://www.pakinsight.com/archive/11/03-2020/1